Affordable Inventory Finance (Flooring) Programs:

Manufactured Homes

Obtaining affordable flooring lines has been a long-term problem for manufactured home dealers. Most lenders require long applications including personal credit reports, business and personal financial statements as well as business and personal tax returns. We understand manufactured housing and as a result we’ve made it much easier. In most cases we won’t need a credit report, financial statements or tax returns. Don’t worry if you’ve been turned down before or think you have bad credit. We approve over 90% of our applicants.

Lot Models red icon

Customer Sold Homes

  • Finance up to 100% of the factory invoice

  • Freight can be financed as long as its included on the factory invoice

  • No payments for the first 60 days provided escrow is verified

A tiny model house and a house-shaped keychain placed on a table surface
In-Park Spec Homes/Models red icon

In-Park Spec Homes / Models

  • Finance up to 100% of the factory invoice

  • Freight can be financed as long as it is included on the factory invoice

  • Loans are interest only with monthly payments

  • Park must be approved

A cream-white colored house with a brick crawlspace and several glass windows
Customer Sold Homes red icon

Lot Models

  • Ask and we’ll be happy to customize a lot model program for you

FAQs

Do I need to provide financial statements?

In most cases we do not require financial statements to approve you for flooring.

What if I have bad credit?

In most cases a credit report will not be needed on you or your company. Our underwriting is based on your ability to pay.

Do you work with new dealers?

Yes! In fact, we are a great resource for new dealers. Not only can we provide credit to purchase homes we can also help in ordering the home, getting it shipped to site and installed.

How do I get set up?

Contact us 800-454-1116 and we’ll email you our agreements.

Do I need to provide financial statements?

In most cases we do not require financial statements to approve you for flooring.

What if I have bad credit?

In most cases a credit report will not be needed on you or your company. Our underwriting is based on your ability to pay.

Do you work with new dealers?

Yes! In fact, we are a great resource for new dealers. Not only can we provide credit to purchase homes we can also help in ordering the home, getting it shipped to site and installed.

How do I get set up?

Contact us 800-454-1116 and we’ll email you our agreements.

Grow Your Business With Dealer Capital

If you are in need of a reliable and trustworthy source for your Manufactured Home Inventory Finance needs